If you have paper US Savings bonds, it’s a smart move to convert to digital savings bonds. It makes managing your savings easier now and simplifies things for your family later.

Estate planning is an essential but complex process, encompassing various financial, legal, and personal decisions. Organizing records and information properly can make this process smoother and more efficient. This article offers tips and links to helpful checklists to prepare for estate planning.

Is children’s life insurance a smart investment for your family? As we previously wrote in the Hawkins Elder Law Blog (https://www.hawkinselderlaw.com/why-should-you-buy-insurance/), a life policy is an important safety net for some people. However, this article explains why life insurance for children may be a poor investment. Life Insurance Purpose and Investment Performance Life Insurance Purpose […]

Folks ask us when they should contact us after we’ve helped them make or update their estate plans. So, when should you contact a lawyer? You should contact a lawyer when you encounter major life events. This Article explains why you should seek legal advice before buying or selling a home or business, upon the […]

Why buy insurance? What kinds of insurance do you need? This Article discusses homeowner’s, automobile, and life insurance and why you might need some. Homeowner’s Insurance Homeowner’s insurance protects homeowners against financial loss from damage to their property or liability claims made against them. The protection covers losses or damages caused by theft, fire, vandalism, […]

Indiana General Assembly gave us health care advance directives in 2021 legislation that was the first overhaul of Indiana’s health care consent laws in over 28 years. This article reviews some of the health care consent law’s features. One Advance Directive For All Health Care Decisions The Advance Directive law offers simplicity and flexibility in […]

Are you concerned about your health care needs becoming a drag on your family? Are you worried that if you don’t rely upon your family, you’ll have to drain your assets to pay for your care? Being proactive and taking steps today to eliminate these concerns can greatly benefit you down the road. This article […]

Indiana Medicaid has specific limits on who is eligible for coverage. Many people in Indiana feel that they fall outside these limits because they make too much money or have too many assets. However, due to the cost of long-term care, Medicaid is not something that can be overlooked. This article explains some misconceptions about […]

If you are thinking about applying for Medicaid, you may have heard about the look-back period. A look-back period could significantly harm your ability to receive Medicaid. If you want Medicaid to cover the cost of long-term care—such as nursing home care, assisted living care, or in-home care—it’s essential to understand how the look-back period […]

Indiana Medicaid may be able to cover your nursing home care, assisted living care, or in-home care. But your assets will play an essential role in whether Medicaid will cover these services. When you apply for Medicaid in Indiana, you must disclose your assets. If your assets exceed the state’s asset limits, you may have […]