Changes in Indiana’s Medicaid system, which is supposed to help low-income seniors and disabled people, are creating serious problems. The changes are making life harder for people needing nursing home care or needing help staying at home. So, what’s behind Indiana’s continuing Medicaid crisis? How Indiana’s Medicaid System Works The average Indiana nursing home resident […]

In today’s digital age, managing your money through online accounts is not just convenient; it’s smart! Whether it’s shares of stock through CompuServe, life insurance policies, annuities, investments, or banking, going online makes it easier for you. Let’s break it down so you can see how easy and beneficial it can be. Why Should You […]

Elder law attorneys’ Medicaid services are essential for many older people needing long-term care. Sadly, Medicaid misinformation leads many people to pay too much money or needlessly avoid essential care. Part of the misinformation comes from unlicensed companies claiming to be “Medicaid specialists” that offer “senior planning services.” This Article explains why people should seek […]

Introduction US Savings Bonds are traditionally secure and dependable investments. They offer great opportunities to save money while supporting the federal government’s funding needs. However, it’s important to understand how inflation and rising interest rates affect US Savings Bonds. This Article discusses inflation, interest, and savings bonds, and why some banks reject paper savings bonds. […]

Is children’s life insurance a smart investment for your family? As we previously wrote in the Hawkins Elder Law Blog (https://www.hawkinselderlaw.com/why-should-you-buy-insurance/), a life policy is an important safety net for some people. However, this article explains why life insurance for children may be a poor investment. Life Insurance Purpose and Investment Performance Life Insurance Purpose […]

Folks ask us when they should contact us after we’ve helped them make or update their estate plans. So, when should you contact a lawyer? You should contact a lawyer when you encounter major life events. This Article explains why you should seek legal advice before buying or selling a home or business, upon the […]

Why buy insurance? What kinds of insurance do you need? This Article discusses homeowner’s, automobile, and life insurance and why you might need some. Homeowner’s Insurance Homeowner’s insurance protects homeowners against financial loss from damage to their property or liability claims made against them. The protection covers losses or damages caused by theft, fire, vandalism, […]

This article describes long-term care benefits and eligibility requirements for our aging Hoosier veterans.

Are safe family holiday celebrations in the pandemic possible? Think about it for a moment. Are you tempted to add a question mark to holiday greetings like “Happy Thanksgiving?” “Happy Hanukkah?” or “Merry Christmas?” Families wanting to celebrate holidays this year face pandemic risks like none the world has seen in over a century. So, […]

Hawkins Elder Law provides an overview of SECURE Act’s possible impact on your beneficiaries and what you could do if you need to make a change to your estate plan in light of the new law.