Changes in Indiana’s Medicaid system, which is supposed to help low-income seniors and disabled people, are creating serious problems. The changes are making life harder for people needing nursing home care or needing help staying at home. So, what’s behind Indiana’s continuing Medicaid crisis? How Indiana’s Medicaid System Works The average Indiana nursing home resident […]

Most people prefer living at home rather than in a healthcare facility. However, a money shortage in Indiana’s Aged and Disabled Waiver program is pushing disabled Hoosier seniors into nursing homes. This Article describes Indiana’s home healthcare crisis and the difficult choices it’s forcing families to make.

What is a living will’s purpose, and does it serve that purpose well? In this article, we’ll explain living wills and why the reasons behind our healthcare advance directives preference.

Isolation among aging retirees can harm their social, cognitive, and physical well-being. However, seniors can improve their health and overall life experience through community involvement. Let’s explore the downside of isolation on aging retirees and the benefits of community life for seniors through social and civic engagement.

If you haven’t reviewed your insurance coverage lately, you might find yourself out in the cold without enough to replace your home after a fire or storm. This article explains the need for updating homeowner’s insurance coverage and issues you might have overlooked.

In today’s digital age, managing your money through online accounts is not just convenient; it’s smart! Whether it’s shares of stock through CompuServe, life insurance policies, annuities, investments, or banking, going online makes it easier for you. Let’s break it down so you can see how easy and beneficial it can be. Why Should You […]

Did you know that Hoosiers can cause their money and property to pass after death to their family members through pay on death (POD) and transfer on death (TOD) arrangements? This Article explains POD and TOD ownership and the POD and TOD pitfalls and opportunities. POD and TOD Beneficiary Designations Indiana’s Transfer on Death Property […]

Does your name appear with someone on a bank or investment account? If so, you and the other people may be joint tenants with rights of survivorship (JTEN). Indiana law refers to people sharing a JTEN account as “parties.” This article discusses why people make JTEN accounts and some hidden JTEN headaches and heartaches. WHY […]

Elder law attorneys’ Medicaid services are essential for many older people needing long-term care. Sadly, Medicaid misinformation leads many people to pay too much money or needlessly avoid essential care. Part of the misinformation comes from unlicensed companies claiming to be “Medicaid specialists” that offer “senior planning services.” This Article explains why people should seek […]

Introduction US Savings Bonds are traditionally secure and dependable investments. They offer great opportunities to save money while supporting the federal government’s funding needs. However, it’s important to understand how inflation and rising interest rates affect US Savings Bonds. This Article discusses inflation, interest, and savings bonds, and why some banks reject paper savings bonds. […]