[See our Disclaimers page about relying on this website’s contents.] We have heard people tell us for decades that they want to “avoid probate.” They say it as if they want to avoid cancer. Most people have no idea what it is that they think they should avoid. Fewer people know that the “probate” concept […]
[See our Disclaimers page about relying on this website’s contents.] There is an old saying that, “the two certainties in life are death and taxes.” Those certainties used to inspire life insurance purchases to provide money for funeral expenses and “death taxes.” Today, increased estate tax exemption and the Indiana inheritance tax repeal have eliminated […]
[See our Disclaimers page about relying on this website’s contents.] Most of our blog articles encourage people to make estate plans while they are healthy to avoid a legal and financial crisis when they get sick. Unfortunately, many people are too deep in denial to admit that they to plan, or they procrastinate until it […]
[See our Disclaimers page about relying on this website’s contents.] If a person has made a will, a power of attorney, an advance health care directive, or a trust, the person may think that those documents create a dependable estate plan. Unfortunately, many people do not realize that an estate plan includes every kind of […]
[See our Disclaimers page about relying on this website’s contents.] The Apostle Paul described balanced responsibilities of children to honor their parents and parents to behave reasonably toward their children this way: “As for children, obey your parents in the Lord, because it is right. The commandment Honor your father and mother is the first […]
[See our Disclaimers page about relying on this website’s contents.] (Updated March 14, 2018) Hollywood actress Betty Davis was quoted as saying, “Old age ain’t no place for sissies.” Unfortunately (or fortunately, depending on how you view it) more people are reaching older ages today than ever (such as Ira Chestnut, pictured at left as a high […]
[See our Disclaimers page about relying on this website’s contents.] The US Department of Veterans Affairs (also known as the “VA”) expresses some of our nation’s respect and gratitude to US military veterans by providing various benefits to veterans, their surviving spouses, and dependent children. Unfortunately, many veterans follow bad advice to pursue the VA’s […]
Most responsible adults buy insurance to protect against risk. We buy auto insurance protection for liability and vehicle damage. We protect ourselves from expensive healthcare costs with health insurance. Likewise, we can also protect ourselves from expensive nursing home costs with long-term care insurance. Few financial risks justify insurance solutions more than nursing home costs. […]
[See our Disclaimers page about relying on this website’s contents.] No reasonably healthy person hopes to end up in a nursing home. Many family members struggle with guilt about admitting their loved ones to nursing homes. Relatively recent changes in Medicaid funding have made it possible for people to care for their elderly family members […]
[See our Disclaimers page about relying on this website’s contents.] Most of us become seriously injured or deathly ill sooner or later and depend upon other people to take care of us. We should all plan for this problem ahead of time so that our caregivers can be well prepared to do the job […]
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