Posted on February 28, 2016 by Hawkins Elder Law.
The State of Indiana has published that Indiana nursing home care costs an average of more than $71,000 per year. Fortunately, federal law protects most spouses of nursing home residents from impoverishment. Here are some Indiana’s spousal impoverishment rule features: The Spousal Impoverishment Protection Law applies for nursing home admissions occurring on or after September […]
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Posted on February 12, 2016 by Hawkins Elder Law.
[See our Disclaimers page about relying on this website’s contents.] We have written articles about estate planning and long-term care for more than a decade to debunk myths and misconceptions that may lead people into unnecessary problems. This article addresses some of those myths and misconceptions about Indiana Medicaid for the elderly. Permitted Annual Gifts. […]
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Posted on January 16, 2016 by Hawkins Elder Law.
[See our Disclaimers page about relying on this website’s contents.] The US Department of Veterans Affairs (also known as the “VA”) expresses some of our nation’s respect and gratitude to US military veterans by providing various benefits to veterans, their surviving spouses, and dependent children. Unfortunately, many veterans follow bad advice to pursue the VA’s […]
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Posted on December 31, 2015 by Hawkins Elder Law.
[See our Disclaimers page about relying on this website’s contents.] All of our ancestors conducted business by paying with cash. When we were younger, our parents told us that it was irresponsible to live without carrying substantial amounts of cash. Those beliefs may have been valid in the past, but doing business without keeping a […]
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Posted on November 22, 2015 by Hawkins Elder Law.
Most responsible adults buy insurance to protect against risk. We buy auto insurance protection for liability and vehicle damage. We protect ourselves from expensive healthcare costs with health insurance. Likewise, we can also protect ourselves from expensive nursing home costs with long-term care insurance. Few financial risks justify insurance solutions more than nursing home costs. […]
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Posted on October 24, 2015 by Hawkins Elder Law.
[See our Disclaimers page about relying on this website’s contents.] Economic and sociological factors have transformed the way we care for elderly family members over the past sixty years. We celebrate economic and social progress, but many caregivers pay heavy costs for that progress. Most of us have living parents or grandparents that have survived […]
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Posted on September 26, 2015 by Hawkins Elder Law.
[See our Disclaimers page about relying on this website’s contents.] Many people today struggle with how to invest money and what to do when a family member faces a health crisis. When you lack expertise for urgent financial and healthcare decisions, take decision-making advice from former US President Ronald Reagan: “trust, but verify.” Mr. Reagan […]
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Posted on August 29, 2015 by Hawkins Elder Law.
[See our Disclaimers page about relying on this website’s contents.] No reasonably healthy person hopes to end up in a nursing home. Many family members struggle with guilt about admitting their loved ones to nursing homes. Relatively recent changes in Medicaid funding have made it possible for people to care for their elderly family members […]
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Posted on August 22, 2015 by Hawkins Elder Law.
[See our Disclaimers page about relying on this website’s contents.] Financial experts often say that if you die without a last will and testament, the state will decide who gets your assets. That statement is true if you die owning assets without joint owners and without naming beneficiaries of bank accounts, insurance policies, retirement plans, […]
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Posted on June 21, 2015 by Hawkins Elder Law.
[See our Disclaimers page about relying on this website’s contents.] Most of us become seriously injured or deathly ill sooner or later and depend upon other people to take care of us. We should all plan for this problem ahead of time so that our caregivers can be well prepared to do the job […]
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