Few people manage their personal business records properly, so this article gives record-keeping tips.

This article explains some surprising new IRA protection opportunities created by recent Indiana Medicaid rule changes.

The US Department of Veterans Affairs (the VA) published a new final rule on September 18, 2018. The new rule radically alters eligibility requirements for need-based VA pensions.  This article summarizes and explains new need-based VA pension eligibility requirements that take effect on October 18, 2018. Affected Veterans & Family Members The revised pension requirements […]

We have heard variations of the myth over the years: “A nursing home will  take everything.” Savvy people rely on facts, not myths, and prepare for nursing home care before a health crisis strikes. Those people use the facts and laws to plan ahead and protect property and savings lawfully and legitimately. This article presents the facts. It also […]

[See our Disclaimers page about relying on this website’s contents.] Trusts are tools that estate planning lawyers use to solve or avoid money management and property management problems for clients. Protective trusts protect assets from problems plaguing the trusts’ beneficiaries. Protective trusts are increasingly common as lawyers and clients focus on solving problems that do not necessarily […]

  [See our Disclaimers page about relying on this website’s contents.] Is it possible for senses of duty, obligation, and responsibility to be harmful for people? Trust and estate lawyers working with multiple generations of people often see sharp generational differences in people’s expectations of themselves and people of other generations. This article considers when traditional senses […]

[See our Disclaimers page about relying on this website’s contents.] Concerns about burdening surviving family members with headaches and expenses lead many retirees to think about funeral pre-planning. If you pay attention to life insurance television ads targeted at retirees, you can see several life insurance sales pitches that prey upon those concerns. Like many […]

[See our Disclaimers page about relying on this website’s contents.] A few days after Mom’s stroke, an ambulance crew is moving Mom from the hospital to a rehabilitation facility. Dad is stressed out, losing sleep, and eating poorly because the doctor is not sure that Mom will bounce back enough to come home, and Dad […]

[See our Disclaimers page about relying on this website’s contents.] This week, the United States Senate is considering a 145-page Republican proposal called the “Better Care Reconciliation Act of 2017” that includes provisions to repeal “Obama Care.” The Senate Republican Policy Committee has published a section-by-section summary of the proposal. The proposal is full of […]

The financial pitfalls facing a married couple when one spouse requires nursing home care are wide, deep, and surprisingly hidden. The emotional pain of a married person’s admission of his or her spouse to a nursing home rivals the painful experience of a spouse’s death. Unfortunately, critical financial decisions rush toward the healthier spouse like […]