Can I Give Money to My Family?

Posted on August 4, 2016 by Hawkins Elder Law.

[See our Disclaimers page about relying on this website’s contents.] Clients and people that attend our estate planning presentations during our tours around Southern Indiana often ask whether they can give money to their family members. A common version of the question is, “Is it true that I can give $10,000 (or slightly larger value) […]

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NOTICE Act Entitles Hospital Patients to Admission Status Information

Posted on July 2, 2016 by Hawkins Elder Law.

[See our Disclaimers page about relying on this website’s contents.] Special update as of August 18, 2016: The NOTICE Act implementation will not become effective until October 1, 2016, because of delayed promulgation of the Medicare Outpatient Observation Notice (“MOON”) form by the Centers for Medicare and Medicaid Services (CMS). We have reported the problems and pitfalls that […]

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IRA Planning for Long-Term Care and Longevity

Posted on May 17, 2016 by Hawkins Elder Law.

[See our Disclaimers page about relying on this website’s contents.] (Updated March 14, 2018) Hollywood actress Betty Davis was quoted as saying, “Old age ain’t no place for sissies.” Unfortunately (or fortunately, depending on how you view it) more people are reaching older ages today than ever (such as Ira Chestnut, pictured at left as a high […]

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Does That Trust Need a Tune-Up?

Posted on April 22, 2016 by Hawkins Elder Law.

[See our Disclaimers page about relying on this website’s contents.] Revocable trust plans have been around for fifty years or more. Revocable trusts were quite the rage when we began practicing law in the early 1990s. Most people wanted the privacy advantage that revocable trusts held over last wills and testaments. Some people believed mistakenly […]

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Passing It on without Dropping the Baton

Posted on April 2, 2016 by Hawkins Elder Law.

[See our Disclaimers page about relying on this website’s contents.] Most people think once in a while about the inheritance that they will leave for others. Some people assume that their wealth will transfer to their family members smoothly and other people believe that they must make detailed plans. To some extent, both ideas are […]

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Criminal Consequences of Deceptive Indiana Nursing Home Medicaid Applications

Posted on March 30, 2016 by Hawkins Elder Law.

[See our Disclaimers page about relying on this website’s contents.] Alzheimer’s disease, stroke, and other health crises send thousands of people to nursing homes each year. People often want to protect assets from expensive healthcare costs when they discover that the average annual cost of Indiana nursing home care exceeds $71,000. Legitimate asset protection strategies […]

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My Spouse Is in a Nursing Home – Will I Lose Everything?

Posted on February 28, 2016 by Hawkins Elder Law.

The State of Indiana has published that Indiana nursing home care costs an average of more than $71,000 per year. Fortunately, federal law protects most spouses of nursing home residents from impoverishment. Here are some Indiana’s spousal impoverishment rule features: The Spousal Impoverishment Protection Law applies for nursing home admissions occurring on or after September […]

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Myths and Misconceptions about Medicare and Indiana Medicaid

Posted on February 12, 2016 by Hawkins Elder Law.

[See our Disclaimers page about relying on this website’s contents.] We have written articles about estate planning and long-term care for more than a decade to debunk myths and misconceptions that may lead people into unnecessary problems. This article addresses some of those myths and misconceptions about Indiana Medicaid for the elderly. Permitted Annual Gifts. […]

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Happy (Paper) Trails – Good Reasons to Stop Using Cash

Posted on December 31, 2015 by Hawkins Elder Law.

[See our Disclaimers page about relying on this website’s contents.] All of our ancestors conducted business by paying with cash. When we were younger, our parents told us that it was irresponsible to live without carrying substantial amounts of cash. Those beliefs may have been valid in the past, but doing business without keeping a […]

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Indiana LTC Partnership Program – a Powerful Nursing Home Cost Solution

Posted on November 22, 2015 by Hawkins Elder Law.

Most responsible adults buy insurance to protect against risk. We buy auto insurance protection for liability and vehicle damage. We protect ourselves from expensive healthcare costs with health insurance. Likewise, we can also protect ourselves from expensive nursing home costs with long-term care insurance. Few financial risks justify insurance solutions more than nursing home costs. […]

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