[See our Disclaimers page about relying on this website’s contents.] Most people over age 65 expect Medicare and Medicare supplemental insurance to pay for hospital care and the cost of physical therapy. Tragically, many patients become stranded in a no-man’s-land where no insurance pays hospital or rehabilitation bills because of poor care management by healthcare […]
[See our Disclaimers page about relying on this website’s contents.] Property can be “real property” or “personal property.” Real property (also called “real estate”) is land, including the sky above the land, the land’s surface, and everything attached permanently to it to the land, and everything located below the land’s surface. Personal property is everything […]
Ask anyone about Alzheimer’s disease and you will probably get shudder, grimace, and a story about a friend or family member’s tragic loss of consciousness. Alzheimer’s disease and other dementia conditions impact all of us reaches far beyond dementia patient statistics. The Alzheimer’s Association reports that in 2014, Alzheimer’s disease afflicted about 14,000 Indiana residents […]
[See our Disclaimers page about relying on this website’s contents.] Hollywood must love the will opening “ceremony” because it has recycled the familiar scene repeatedly on the silver screen (Mommy Dearest, Brewster’s Millions, The Ultimate Gift, etc.). The plot usually either begins or climaxes when a lawyer announces that some unrelated person receives almost all […]
[See our Disclaimers page about relying on this website’s contents.] Estate planning clients express surprise sometimes by our response to the question: “Do I need a will or trust?” We often respond: “Both!” Most plans should include will to ensure that assets pass to the intended beneficiaries. We always use a will in concert with […]
[See our Disclaimers page about relying on this website’s contents.] You’ve worked hard all your life, lived within your means, and saved as much as you could set aside for your retirement. Your children are grown and you qualify for senior citizen’s discounts at many restaurants. A burning question for you and many retirees is […]
[See our Disclaimers page about relying on this website’s contents.] Imagine if you could buy a do-it-yourself book by noted computer software guide author Dan Gookin entitled: Brain Surgery for Dummies. How about a book entitled: Bypass Surgery for Dummies? Such titles seem ridiculous, but today’s self-help society encourages people to read simple books and […]
[See our Disclaimers page about relying on this website’s contents.] Many farmers have already planned their next crop by the time their fall harvest ends. With wildly variable grain and livestock market prices and input costs, pennies quickly add up to dollars – whether as expenses or revenue. Planning to reduce expenses and avoid losses […]
[See our Disclaimers page about relying on this website’s contents.] Congress passed the Achieving a Better Life Experience Act (ABLE Act) today. The ABLE Act says that its purpose is to: (1) To encourage and assist individuals and families in saving private funds for the purpose of supporting individuals with disabilities to maintain health, independence, and quality […]
[See our Disclaimers page about relying on this website’s contents.] We think about gift-giving during the holidays, but many people miss opportunities to give taxable dollars to their favorite tax-exempt churches, colleges, and poverty relief organizations. An entire segment to estate planning is dedicated to the process of helping people give money to charities and […]
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