[See our Disclaimers page about relying on this website’s contents.] Swindlers and thieves have plagued the earth throughout time. Jesus was hung on a cross between two of them. They follow different paths into crime, but they all want the same thing – your money. If you don’t know the signs, they may sneak up […]

[See our Disclaimers page about relying on this website’s contents.] We Americans are very agreeable people. We make agreements with hospitals and doctors to deliver our children and with funeral directors to bury our parents. Some simple agreements only require common knowledge. In other cases, however, seemingly simple agreements may have important, permanent consequences. It […]

[See our Disclaimers page about relying on this website’s contents.] Most people over age 65 expect Medicare and Medicare supplemental insurance to pay for hospital care and the cost of physical therapy. Tragically, many patients become stranded in a no-man’s-land where no insurance pays hospital or rehabilitation bills because of poor care management by healthcare […]

[See our Disclaimers page about relying on this website’s contents.] Property can be “real property” or “personal property.” Real property (also called “real estate”) is land, including the sky above the land, the land’s surface, and everything attached permanently to it to the land, and everything located below the land’s surface. Personal property is everything […]

Ask anyone about Alzheimer’s disease and you will probably get shudder, grimace, and a story about a friend or family member’s tragic loss of consciousness. Alzheimer’s disease and other dementia conditions impact all of us reaches far beyond dementia patient statistics. The Alzheimer’s Association reports that in 2014, Alzheimer’s disease afflicted about 14,000 Indiana residents […]

[See our Disclaimers page about relying on this website’s contents.] Estate planning clients express surprise sometimes by our response to the question: “Do I need a will or trust?” We often respond: “Both!” Most plans should include will to ensure that assets pass to the intended beneficiaries. We always use a will in concert with […]

[See our Disclaimers page about relying on this website’s contents.] Imagine if you could buy a do-it-yourself book by noted computer software guide author Dan Gookin entitled: Brain Surgery for Dummies. How about a book entitled: Bypass Surgery for Dummies? Such titles seem ridiculous, but today’s self-help society encourages people to read simple books and […]

[See our Disclaimers page about relying on this website’s contents.] Many farmers have already planned their next crop by the time their fall harvest ends. With wildly variable grain and livestock market prices and input costs, pennies quickly add up to dollars – whether as expenses or revenue. Planning to reduce expenses and avoid losses […]

[See our Disclaimers page about relying on this website’s contents.] Congress passed the Achieving a Better Life Experience Act (ABLE Act) today. The ABLE Act says that its purpose is to: (1) To encourage and assist individuals and families in saving private funds for the purpose of supporting individuals with disabilities to maintain health, independence, and quality […]

[See our Disclaimers page about relying on this website’s contents.] We think about gift-giving during the holidays, but many people miss  opportunities to give taxable dollars to their favorite tax-exempt churches, colleges, and poverty relief organizations. An entire segment to estate planning is dedicated to the process of helping people give money to charities and […]