Few people manage their personal business records properly, so this article gives record-keeping tips.

[See our Disclaimers page about relying on this website’s contents.] A few days after Mom’s stroke, an ambulance crew is moving Mom from the hospital to a rehabilitation facility. Dad is stressed out, losing sleep, and eating poorly because the doctor is not sure that Mom will bounce back enough to come home, and Dad […]

[See our Disclaimers page about relying on this website’s contents.] Recipients of Social Security retirement income, Social Security disability income, veterans’ pensions, Supplemental Security Income (SSI), Medicaid, and other social insurance and public assistance benefits will experience cost-of-living adjustments in January 2017. The benefits and applicable deductions, such as Medicare premiums, will rise together with […]

[See our Disclaimers page about relying on this website’s contents.] The old saying that a bird in the hand is worth two in the bush works most of the time, but it may not apply for everyone concerning Social Security retirement income benefits. In fact, the Social Security system rewards people for delaying their retirement […]

Retirement plans, annuities, and life insurance policies are great tools to accumulate and protect wealth for some people. However, all investments require some attention to details regarding beneficiary designations and ownership choices. None of these tools fits everyone and some tools can be inappropriate for some people. A knowledgeable estate planning attorney uses these financial […]

[See our Disclaimers page about relying on this website’s contents.] Many farmers have already planned their next crop by the time their fall harvest ends. With wildly variable grain and livestock market prices and input costs, pennies quickly add up to dollars – whether as expenses or revenue. Planning to reduce expenses and avoid losses […]