In today’s digital age, managing your money through online accounts is not just convenient; it’s smart! Whether it’s shares of stock through CompuServe, life insurance policies, annuities, investments, or banking, going online makes it easier for you. Let’s break it down so you can see how easy and beneficial it can be. Why Should You […]

Why buy insurance? What kinds of insurance do you need? This Article discusses homeowner’s, automobile, and life insurance and why you might need some. Homeowner’s Insurance Homeowner’s insurance protects homeowners against financial loss from damage to their property or liability claims made against them. The protection covers losses or damages caused by theft, fire, vandalism, […]

If you want Medicaid to cover things like expensive nursing home bills in Indiana, then you’ll need to show that you qualify.

Hawkins Elder Law provides an overview of retirement planning and estate planning as it relates to your finances and health care.

Medicaid application trial and error creates big problems for nursing home residents. Unfortunately, it is a common practice that creates financial nightmares for nursing home residents’ families. This article explains common Medicaid application problems and suggests when people should seek professional help from experienced elder law attorneys. Medicaid Application Trial and Error – Repetition Doesn’t […]

[See our Disclaimers page about relying on this website’s contents.] Concerns about burdening surviving family members with headaches and expenses lead many retirees to think about funeral pre-planning. If you pay attention to life insurance television ads targeted at retirees, you can see several life insurance sales pitches that prey upon those concerns. Like many […]

[See our Disclaimers page about relying on this website’s contents.] We have heard people tell us for decades that they want to “avoid probate.” They say it as if they want to avoid cancer. Most people have no idea what it is that they think they should avoid. Fewer people know that the “probate” concept […]

[See our Disclaimers page about relying on this website’s contents.] People buy and use life insurance for many reasons. Unfortunately, too many people make poor life insurance purchase and use decisions because they do not try to understand their options. Instead, they rely on insurance promoters and amateur advisors to tell them what they need […]

[See our Disclaimers page about relying on this website’s contents.] There is an old saying that, “the two certainties in life are death and taxes.” Those certainties used to inspire life insurance purchases to provide money for funeral expenses and “death taxes.” Today, increased estate tax exemption and the Indiana inheritance tax repeal have eliminated […]

Retirement plans, annuities, and life insurance policies are great tools to accumulate and protect wealth for some people. However, all investments require some attention to details regarding beneficiary designations and ownership choices. None of these tools fits everyone and some tools can be inappropriate for some people. A knowledgeable estate planning attorney uses these financial […]